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Welcome to Single Moms Guide

Now that youre a young mom, WHAT is the #1 goal??
Getting a husband, if you dont already have one? - NO. Thats the #2 Goal. Now get a hold of yourself and FOCUS! Whether you are a working mom or a stay at home mom, -WHAT is the #1 goal? If youre thinking "Babysitter" you got it. congratulations. Youre gonna be a great mom!

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Loans For Single Moms With Bad Credit

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There is a public perception that having bad credit means you are irresponsible. The fact for single mothers is that often it's just a matter of circumstances. They may have been married, but never established credit in their own name. When a divorce or death occurs, they have to start building a credit score when times are tough. That's obviously not the best time to start establishing a credit record.

Other times, the spouse may not be paying child support or the support is not sufficient to care for the children's needs and unexpected emergencies that might occur. In that instance, a single mother may be forced to start borrowing money to cover shortfalls. At some point, if she can't dig herself out of the hole she's in by herself or with help from her family, she'll have to start to look for loans for single moms with bad credit.

Being a single mother is always a juggling act, but pinpointing what loans for single moms with bad credit are available and in what sector may help her to decide whether to use her money to pay the electric bill or the car repair bill. There are loans for single moms with bad credit available, but they are not for things like food or diapers. If an emergency comes up, the best thing to do is to weigh your options and make an informed decision.

Car Loans

Fortunately, these are very easy nowadays to get with bad credit. The auto industry is hurting and many American companies are willing to overlook bad credit just to get a car off their lot. The price is that you will get a high interest rate on the loan. The cost of the car may be far more than it is actually worth. However, if you need transportation and think your situation is temporary, buy the car and refinance the loan later with a better rate.

Housing Assistance And Repair

The Department of Housing and Urban Development offers loans to help with buying a house, and also major repairs like roofing. They will work with buyers with poor credit and low-income as well. If the emergency is a home repair this is the best place to go for loans for single moms with bad credit.

Payday Loans

Generally these loans are not good options. The interest rate is can climb as high as 1800 percent of the original loan. And late fees apply to missed payments as well. These types of loans should be avoided at all cost. However, they remain a popular alternative because they do not do credit check. If an emergency requires a payday loan, be aware that missing payments rack up substantial fees and the repayment may equal two to three times the original amount when all is said and done. Try to find other loans for single moms with bad credit before considering a payday loan.

 

Grants And Single Moms News

Real Single Mothers is Where Struggling Single Mothers Can Seek Help - SBWire (press release)


Real Single Mothers is Where Struggling Single Mothers Can Seek Help
SBWire (press release)
These programs vastly help single moms with providing needful assistance for job applications, resume writing, and grooming to master interview skills. Many universities offer grants and Financial Assistance for Single Mothers to pursue higher ...

Read more...


Single moms making slower economic recovery - ABC30.com


ABC30.com

Single moms making slower economic recovery
ABC30.com
Only 6 in 10 single moms in California were working in 2010, according to the report. That is the smallest proportion since 1996. As California inches out of the Great Recession, the state's women, particularly single mothers, are still struggling.

and more »

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Single moms making slower economic recovery - abc7news.com


abc7news.com

Single moms making slower economic recovery
abc7news.com
Only 6 in 10 single moms in California were working in 2010, according to the report. That is the smallest proportion since 1996. As California inches out of the Great Recession, the state's women, particularly single mothers, are still struggling.
Report: Calif. women hit hard by budget cutsabc7.com

all 4 news articles »

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Springfieldians take sides over Susan G. Komen for the Cure funding for ... - KY3


Springfieldians take sides over Susan G. Komen for the Cure funding for ...
KY3
Grier was a single mom of four, 10 years ago, when she discovered a lump in her breast. She said she was uninsured at the time and did not know where to go for medical help. "I started out at the breast center, and they referred me to the American ...

and more »

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Real Single Mothers - Providing help to ease the life of Single Mothers - SYS-CON Media (press release) (blog)


Real Single Mothers - Providing help to ease the life of Single Mothers
SYS-CON Media (press release) (blog)
Buying a home to provide the family with a stable shelter is a dream for every single mom. For realizing this dream, there are many options available to explore. The Housing and Urban Development (HUD) provides special mortgage assistance for single ...

and more »

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