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Welcome to Single Moms Guide

Now that youre a young mom, WHAT is the #1 goal??
Getting a husband, if you dont already have one? - NO. Thats the #2 Goal. Now get a hold of yourself and FOCUS! Whether you are a working mom or a stay at home mom, -WHAT is the #1 goal? If youre thinking "Babysitter" you got it. congratulations. Youre gonna be a great mom!

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Durham Single Moms Article

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Loans For Single Moms With Bad Credit

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There is a public perception that having bad credit means you are irresponsible. The fact for single mothers is that often it's just a matter of circumstances. They may have been married, but never established credit in their own name. When a divorce or death occurs, they have to start building a credit score when times are tough. That's obviously not the best time to start establishing a credit record.

Other times, the spouse may not be paying child support or the support is not sufficient to care for the children's needs and unexpected emergencies that might occur. In that instance, a single mother may be forced to start borrowing money to cover shortfalls. At some point, if she can't dig herself out of the hole she's in by herself or with help from her family, she'll have to start to look for loans for single moms with bad credit.

Being a single mother is always a juggling act, but pinpointing what loans for single moms with bad credit are available and in what sector may help her to decide whether to use her money to pay the electric bill or the car repair bill. There are loans for single moms with bad credit available, but they are not for things like food or diapers. If an emergency comes up, the best thing to do is to weigh your options and make an informed decision.

Car Loans

Fortunately, these are very easy nowadays to get with bad credit. The auto industry is hurting and many American companies are willing to overlook bad credit just to get a car off their lot. The price is that you will get a high interest rate on the loan. The cost of the car may be far more than it is actually worth. However, if you need transportation and think your situation is temporary, buy the car and refinance the loan later with a better rate.

Housing Assistance And Repair

The Department of Housing and Urban Development offers loans to help with buying a house, and also major repairs like roofing. They will work with buyers with poor credit and low-income as well. If the emergency is a home repair this is the best place to go for loans for single moms with bad credit.

Payday Loans

Generally these loans are not good options. The interest rate is can climb as high as 1800 percent of the original loan. And late fees apply to missed payments as well. These types of loans should be avoided at all cost. However, they remain a popular alternative because they do not do credit check. If an emergency requires a payday loan, be aware that missing payments rack up substantial fees and the repayment may equal two to three times the original amount when all is said and done. Try to find other loans for single moms with bad credit before considering a payday loan.

 

Durham Single Moms News

Children of John Edwards also await his fate a jury deliberations continue - Bellingham Herald


Children of John Edwards also await his fate a jury deliberations continue
Bellingham Herald
But he also is a single father of two school-aged children who lost their mother to cancer almost 18 months ago. He has a grown daughter who has not only lost her mother, but also was a teenager when her brother, Wade, was killed in a car wreck at age ...

and more »

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Violent monster preyed on County Durham mum - Sunday Sun


Violent monster preyed on County Durham mum
Sunday Sun
Now trying to piece her life back together, the brave 42-year-old, of Darlington, County Durham, has waived her right to anonymity to warn other single mothers to be on their guard. “Looking back I can see that I was taken in by a clever sex offender ...

and more »

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Council looking to make point on alcohol permits - Durham Herald Sun


Council looking to make point on alcohol permits
Durham Herald Sun
And they don't seem inclined to pick on a mom-and-pop that runs a single store. Prodded by Councilman Steve Schewel, they may instead take on MM Fowler Inc., a Durham company that owns at least 26 convenience stores and gas stations in the area.

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Zakaria: 'Extraordinary Opportunity' Awaits Graduates - Duke University


Duke University

Zakaria: 'Extraordinary Opportunity' Awaits Graduates
Duke University
Photo by Les Todd/Duke University Photography Durham, NC - A leading analyst of global politics told Duke University's newest graduates Sunday they are entering an "astonishingly peaceful" era whose "extraordinary opportunity" should not be obscured by ...

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Women`s Empowerment Conference Held in Nottingham - Zim Diaspora


Women`s Empowerment Conference Held in Nottingham
Zim Diaspora
Single mothers were encouraged to be strong and look after their children, in the absence of the father figure women can make use of uncles and their brothers to take the role of the father to bring up the children in a proper manner.

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