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Housing Tips For Single Mother Homeownership

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So, you're one of the lucky single mothers that have made it: You're thinking of buying your own home. The greatest drive in a single mother's life is to provide food and shelter for her children. However, either keeping the home after you divorce or managing to buy a home later, it all boils down to one thing: maintenance. Wouldn't it be wise to know what kind of housing tips for single mother you need to be able to reduce your expenses of homeownership?

Unfortunately, housing is always in need of constant maintenance. Whether it's a new paint job, a new roof, pests, insects, and appliance repairs - owning a home is very expensive. As any single parent knows, one must maintain a cash flow of income to support the children and if the house becomes a burden and can't be maintained, selling it won't be an option either. If you buy a home, then you must not only pay the mortgage but you must maintain it to recoup your investment.

With that in mind, before you buy here are some housing tips for single mother:

* Have an inspection done
* Do not buy a house with an old roof on it
* Make sure all repairs are done before you move in
* Buy a policy to cover the major appliances in case they break

A little foresight can save a lot of money down the road. Anything that is old or aging should be negotiated in the contract for replacement. If the home seller doesn't do it, you can be sure you will be doing it.

An old roof is the most expensive proposition if it needs replacement because of the way people can double-shingle it. If it is double-shingled, the job can be two or three times more expensive than single-shingled roofs to replace it. Therefore, included in your housing tips for single mother is the advice to avoid a house with an old roof on it or have the roof replaced by the home seller before you move in.

There are many appliance policies now to cover major systems like the furnace, the water heater, air conditioner, refrigerator, and dishwasher. The costs are minimal and the peace of mind is priceless. Take one of the best housing tips for single mother: buy an appliance repair insurance plan. Should an appliance need repair, they locate a service person and send them over. If an appliance is beyond repair, many policies allow you to replace it all together.

It's a wonderful position to be in as a single mother ready to buy a new home. Taking a look at some helpful housing tips for single mother before one becomes a homeowner is a great way to keep the dream alive and safeguard the future happiness of the children.

 

Housing For Single Moms In Illinois News

Illinois State Program Helping More Residents Purchase First Home - Chicago Defender


Chicago Defender

Illinois State Program Helping More Residents Purchase First Home
Chicago Defender
The Illinois Housing Development Authority's Welcome Home Illinois Program was launched April 1st and has already helped more than 6,200 buyers, said Dan Osborne, the agency's marketing manager. Those homebuyers have reserved more than ... “There are a ...

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Wisconsin couples watch as judges take aim at state's same-sex marriage ban - Isthmus


Isthmus

Wisconsin couples watch as judges take aim at state's same-sex marriage ban
Isthmus
Wisconsin Attorney General J.B. Van Hollen appealed Crabb's decision, and the federal appeals court that covers Wisconsin, Indiana and Illinois combined the case with multiple challenges to Indiana's same-sex marriage ban. Fast-tracking the case, the ...

and more »

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The Long Rebound for Darrell Williams - Chicagomag.com


The Long Rebound for Darrell Williams
Chicagomag.com
Times were hard for the family. Darrell and Derrick and their younger brother, Pierre, their younger sister, Alicia, and their mother, Alice, all crowded into a two-bedroom apartment. Alice Williams held two jobs to support her kids. She worked at a ...

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The tale of the two-flat - WBEZ


The tale of the two-flat
WBEZ
The rest is split evenly between single-family homes, condominiums and buildings with five or more units. We recently got a question that returns ... IN LEAD AS BUILDERS OF HOMES.” At the convention of the Building Association league of Illinois ...

and more »

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White America's racial blinders - Boston Globe


White America's racial blinders
Boston Globe
The dispiriting saga from Ferguson, Mo., provides another tragic window on decades of indifference to economic disparities — and on those fatal split seconds when police see black men as violent criminals rather than citizens. Ferguson raises anew the ...

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Who Will Live at Northshore 770? - Chicagomag.com


Chicagomag.com

Who Will Live at Northshore 770?
Chicagomag.com
This will create some 2,800 union construction jobs and 700 permanent retail jobs—facts that the director of the Illinois Department of Commerce and Economic Opportunity Adam Pollet was careful to underscore. ... Morningside Group is developing the ...

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Increased Child Poverty Rate Disproportionately Impacts The Nation's Youngest ... - Huffington Post


Increased Child Poverty Rate Disproportionately Impacts The Nation's Youngest ...
Huffington Post
In 2012, the child poverty rate in Illinois was 21 percent, up from 16 percent in 2005. (In 2012, the official federal poverty level was about $23,000 for a married couple with two children and $18,500 for a single parent with two children.) The state ...

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