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Housing Tips For Single Mother Homeownership

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So, you're one of the lucky single mothers that have made it: You're thinking of buying your own home. The greatest drive in a single mother's life is to provide food and shelter for her children. However, either keeping the home after you divorce or managing to buy a home later, it all boils down to one thing: maintenance. Wouldn't it be wise to know what kind of housing tips for single mother you need to be able to reduce your expenses of homeownership?

Unfortunately, housing is always in need of constant maintenance. Whether it's a new paint job, a new roof, pests, insects, and appliance repairs - owning a home is very expensive. As any single parent knows, one must maintain a cash flow of income to support the children and if the house becomes a burden and can't be maintained, selling it won't be an option either. If you buy a home, then you must not only pay the mortgage but you must maintain it to recoup your investment.

With that in mind, before you buy here are some housing tips for single mother:

* Have an inspection done
* Do not buy a house with an old roof on it
* Make sure all repairs are done before you move in
* Buy a policy to cover the major appliances in case they break

A little foresight can save a lot of money down the road. Anything that is old or aging should be negotiated in the contract for replacement. If the home seller doesn't do it, you can be sure you will be doing it.

An old roof is the most expensive proposition if it needs replacement because of the way people can double-shingle it. If it is double-shingled, the job can be two or three times more expensive than single-shingled roofs to replace it. Therefore, included in your housing tips for single mother is the advice to avoid a house with an old roof on it or have the roof replaced by the home seller before you move in.

There are many appliance policies now to cover major systems like the furnace, the water heater, air conditioner, refrigerator, and dishwasher. The costs are minimal and the peace of mind is priceless. Take one of the best housing tips for single mother: buy an appliance repair insurance plan. Should an appliance need repair, they locate a service person and send them over. If an appliance is beyond repair, many policies allow you to replace it all together.

It's a wonderful position to be in as a single mother ready to buy a new home. Taking a look at some helpful housing tips for single mother before one becomes a homeowner is a great way to keep the dream alive and safeguard the future happiness of the children.

 

Affordable Housing For Single Moms Nyc News

Lori Macakanja, Housing Counselor Who Stole From Underwater Homeowners, Gets ... - Huffington Post


WKBW-TV

Lori Macakanja, Housing Counselor Who Stole From Underwater Homeowners, Gets ...
Huffington Post
Gina Hernandez, a mother of two juggling two jobs, wrote that Macakanja stole $5600 from her after promising to modify her mortgage. Josette Saia, a single mother of two, said that her $5000 fee had been stolen by the housing counselor.
Woman who stole mortgage money and gambled it away, gets prisonReuters

all 24 news articles »

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Is Living Alone the New Shacking Up? - The Atlantic Wire


The Atlantic Wire

Is Living Alone the New Shacking Up?
The Atlantic Wire
But what if that single life could be forever sustained? The stereotypes of the spinster cat lady or the hopeless, hapless bachelor, subsisting on TV dinners and bad Chinese takeout, comforting yourself with the warmth of the occasional lady friend, ...

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A Mother Grateful to Have a Key to Her Own Place - New York Times


New York Times

A Mother Grateful to Have a Key to Her Own Place
New York Times
With a single change of clothes for herself and a photograph of her mother, she and her baby, together with her older sister, her sister's three children and her younger brother, went to an intake center at a shelter in the Bronx.

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'Beyond the Box' affordable housing event to be in The Woodlands - Ultimate Woodlands


'Beyond the Box' affordable housing event to be in The Woodlands
Ultimate Woodlands
by Cody Tucker | January 30, 2012 5:20 pm Phillips builds unconventional houses in Huntsville for single parents, artists and low-income families who otherwise would not be able to own a home. By keeping labor costs low and using recycled, ...

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Grisamore: Roger Jackson wins his own Super Bowl - Macon Telegraph (blog)


Macon Telegraph (blog)

Grisamore: Roger Jackson wins his own Super Bowl
Macon Telegraph (blog)
They bring their moms in here to show them.” Jackson sees a bit of himself in each of them. He grew up in a single-parent home in Macon's Tindall Heights housing project. His mother, Earline, was a housekeeper and a cook at Cag's restaurant.

and more »

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Singled Out: Are Unmarried People Discriminated Against? - Daily Beast


Daily Beast

Singled Out: Are Unmarried People Discriminated Against?
Daily Beast
From health insurance to housing, singletons get the short end of the stick. Maura Kelly explores the rights of the unwed. In his new book, Going Solo, New York University sociologist Eric Klinenberg argues that we're poised to become a nation ...

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Struggles continue for African Americans in South Jersey, census data show - Press of Atlantic City


Struggles continue for African Americans in South Jersey, census data show
Press of Atlantic City
Northside exhibitionThe newly refurbished exhibition “The Black Northside Empire” is scheduled to open Wednesday at the All Wars Memorial Building at Adriatic and New York avenues in Atlantic City. Students from Atlantic City will be visiting the ...

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